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Smarter Decisions

EMI, GST, SIP, Age, BMI, Currency, Compound Interest and more — instant results, zero cost, always free.

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Free Tools
26
Guides
0
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🛠 All Free Tools
16 tools — no ads, no signup, works on any device

💰 Finance & Investment

🏦
Loan Calculator
EMI Calculator
Monthly instalments for home, car and personal loans with full amortization schedule and prepayment analysis.
Calculate →
🧾
Tax Calculator
GST Calculator
Add or reverse GST instantly. All slabs — 5%, 12%, 18%, 28%. CGST/SGST/IGST split shown automatically.
Calculate →
📈
Investment Calculator
Compound Interest
See how your money grows over time. Supports daily, monthly and annual compounding with year-by-year breakdown.
Calculate →
💱
Finance Tool
Currency Converter
Live exchange rates for 150+ currencies. INR to USD, EUR, GBP and more — updated in real time.
Convert →
📊
Investment Calculator
SIP Calculator
Monthly SIP returns, wealth growth, goal planner and step-up SIP projections for mutual fund investments.
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%
Math Calculator
Percentage Calculator
All 6 percentage modes — GST, discount, salary hike, marks, CGPA, percentage change and more.
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⚕️ Health & Lifestyle

🎂
Date Calculator
Age Calculator
Exact age in years, months, days and hours. Cutoff date support for UPSC, SSC, school admissions and more.
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⚖️
Health Calculator
BMI Calculator
Body mass index with Indian ICMR and WHO categories, waist measurement guide and healthy range indicators.
Calculate →
💰
Lifestyle Calculator
Tip Calculator
How much to tip at restaurants, salons, hotels and delivery. Bill splitting for groups made easy.
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🔧 Utility & Writing Tools

🔒
Security Tool
Password Generator
Generate strong, random passwords instantly. Custom length, symbols, numbers — no account stored anywhere.
Generate →
📱
Generator
QR Code Generator
Create QR codes for URLs, WiFi, UPI payments, plain text and vCards. Download as PNG instantly.
Generate →
📝
Writing Tool
Word Counter
Words, characters, sentences, paragraphs and reading time in real time. Paste any text, instant analysis.
Open →
✦
Writing Tool
Character Counter
Count characters with platform limits for Twitter, Instagram, LinkedIn, SMS, Google Ads and SEO fields.
Open →
🔤
Text Tool
Case Converter
UPPERCASE, lowercase, Title Case, camelCase, snake_case and 8 more formats in one click.
Convert →
📄
Design Tool
Lorem Ipsum Generator
Generate placeholder text in paragraphs, sentences or words. For designers, developers and writers.
Generate →
🎲
Utility Tool
Random Number Generator
Generate random numbers in any range, pick multiple unique numbers or simulate dice and coin flips.
Generate →
Why ToolLoom?
Built for India, works everywhere
⚡
Instant Results
Every tool gives you answers in milliseconds. No loading spinners, no delays — just results.
🔒
No Signup Required
Zero accounts, zero emails, zero tracking. Use any tool anonymously, every single time.
🇮🇳
Built for India
INR currencies, GST slabs, UPSC cutoffs, Indian BMI standards, UPI QR codes — designed for Indian users.
📱
Works on Any Device
Fully responsive — works perfectly on mobile, tablet and desktop with no app download needed.
📖
Deep Guides Included
Every tool has a companion guide — not just the calculator, but the full explanation of how and why.
🎯
No Ads, No Clutter
Clean interface, nothing in the way. Just the tool you need and the result you came for.
📖 Latest Guides
In-depth articles updated for 2026
View all 26 guides →
💳 Credit Score Guide

CIBIL Score: What It Is, How It's Calculated & How to Improve It (2026)

Score ranges, all 5 weightings, what drops your score, and a step-by-step improvement plan with realistic timelines.

📅 May 2026 · 11 minRead →
🧾 Finance & Tax Guide

Income Tax Calculator India 2026 — New vs Old Regime Compared

New slab rates, rebate under 87A, HRA, standard deduction and which regime saves more at every salary level.

📅 May 2026 · 10 minRead →
📈 Investment Guide

How to Calculate SIP Returns: Formula, XIRR & Realistic Expectations

The SIP formula, what XIRR means, step-up SIPs vs lump sum, and how to set expectations grounded in real data.

📅 May 2026 · 9 minRead →
🧾 Freelancer Guide

GST for Freelancers in India: Registration, Filing & What You Can Claim

When to register, how to calculate GST on invoices, foreign client rules, TDS, ITC, and quarterly filing explained.

📅 May 2026 · 11 minRead →
🏦 Loan Guide

EMI Calculator Guide: Formula, Amortisation & How to Reduce Your EMI

The EMI formula, how amortisation tables work, how prepayments save lakhs, and the loan tenure trap explained.

📅 May 2026 · 10 minRead →
📈 Investment Guide

Compound Interest: Formula, FD vs SIP & The Power of Time

The compound interest formula, compounding frequency compared, FD calculation, and the Rule of 72 explained simply.

📅 May 2026 · 9 minRead →

All Tools Are Free — Always

No account. No subscription. No hidden fees. ToolLoom is and will always be free for everyone.

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